Retirement Planning
Know when you can retire, and how the paychecks keep coming after you do.
Whether retirement is twenty years away or twenty months away, the questions are the same. How much is enough? When should I claim Social Security? Which account do I draw from first? What happens if the market drops the year I retire?
You have spent decades saving. Retirement planning is how you turn those savings into an income you can count on.
What a retirement plan with FFG covers
Your number
What your lifestyle costs, and what your savings can reasonably support.
Income
Where each month's money will come from: Social Security, pensions, investment accounts and other sources.
Timing
When to retire, when to claim Social Security, and how to handle required minimum distributions.
Taxes
Which accounts to draw from, and in what order, so you keep more of what you saved.
Health care
Bridging the gap to Medicare and planning for long-term care.
The unexpected
How your plan holds up through market declines, inflation and a longer life than you planned for.
Why work with a fiduciary on this
Retirement is when advice matters most and product pitches are most common. As a fee-only fiduciary, FFG is legally bound to act in your best interest. We are not paid to sell you an annuity or a fund. We are paid to give you advice that fits your plan.
How it works
Every client goes through the same four steps.
Introductory Meeting
We identify your goals and decide together whether we are the right fit.
Exploration Phase
A deeper dive into your personal and financial situation.
Detailed Planning
An easy to follow roadmap that addresses what matters most to you.
Ongoing Aid and Advice
As your life changes, your plan changes with it.
Ready to talk it through?
Your first conversation is complimentary. We will listen, answer your questions, and decide together whether FFG is the right fit.
Book Time With Us